Düzenlemeler

Sınırlar daraltılmış bir tabanauygulanır: ihracat, yatırım, tarım, esnaf, KOSGEB ve KGF kredileri muaftır; uygulama banka bazındadır.

Bu yüzden sektör kredi büyümesi bu sınırlarla doğrudan karşılaştırılamaz. Doğrudan karşılaştırmada sektör büyümesi çoğu hafta sınırı aşar; muaf tabanın sonucudur, ihlal değildir.

Summary of the Monetary Policy Committee Meeting, 18 Haz 2026 ↗

Mevduat karşılıkları — lira oranı 2022'den beri sıfıra yakın düzeyden yükseldi

Regulations on RRs4

• The reserve requirement ratio for foreign currency deposits/participation funds has been revised to 32% for demand deposits and deposits with maturi…1 Tem
• The additional Turkish lira reserve requirement ratio for FX deposits/participation funds, which was introduced in 2023 and applied at 2.5%, has bee…1 Tem
• The reserve requirement ratios for Turkish lira-denominated funds from repo transactions abroad and loans obtained from abroad have been raised to 2…24 Oca
• The reserve requirement ratios for deposits/participation funds from banks abroad and liabilities to the head office abroad with maturities up to on…24 Oca

Loan Growth Caps6

• The eight-week growth limit for general-purpose loans extended to consumers is 3%, down from 4%.23 May
• The eight-week growth limit for vehicle loans extended to consumers is 3%, down from 4%.23 May
• The eight-week growth limit for overdraft account limits extended to consumers is 1%, down from 2%.23 May
• The eight-week growth limit for Turkish lira loans extended to SMEs is 4.5%, down from 5%.23 May
• The eight-week growth limit for Turkish lira loans extended to non-SME enterprises is 2%, down from 3%.23 May
• The eight-week growth limit for foreign currency loans is 0.5%, down from 1%.31 Oca

Regulations for TL Deposit Share4

• The growth target for the share of Turkish lira deposits of legal persons is reintroduced.2 Ara
• The growth targets for the share of Turkish lira deposits of real persons were increased.2 Ara
• The growth targets for the share of Turkish lira deposits of real persons were reduced in October 2025.2 Ara
• The commission rate applied based on the Turkish lira share was raised in August 2025.2 Ara

Merkez bankasındaki karşılıklar, politika faizinin mevduat ve krediye aktarımı ve kur korumalı mevduat stoku için: Likidite, Faizler ve Mevduat.