Bankacılık sektörüMevduat

Mevduat

Mevduat büyümesi, para birimi ve vade dağılımı ile kredilerin fonlanması.

Veri dönemi 23 Eki 2026 haftası · önceki dönem: 16 Eki

Haftalık23 Eki 2026

AylıkEyl 2026

Veri kapsamı ve tanımlar

Haftalık · 23 Eki 2026 · 4 ve 52 haftalık pencereler · BDDK haftalık sektör bülteni
Aylık · Eyl 2026 · yayımlanan TL+YP fonlama oranı (kalkınma ve yatırım bankaları hariç)

Grafik dönemiDönem

Temel Göstergeler

Mevduat büyümesi, 52 hafta

29.4%

krediler 34.4% — Krediler mevduattan 5.1 yüzde puan daha hızlı büyüyor. Krediler

4 haftalık mevduat büyümesi, yıllıklandırılmış

7.3%

−22.1 yüzde puan 52 haftalık hıza göre — yavaşlıyor

TL mevduat büyümesi, 52 hafta

32.8%

TL mevduat toplam mevduattan 3.4 yüzde puan daha hızlı büyüyor.

Mevduatta YP payı

38.0%

52 haftada −1.6 yüzde puan — dolarizasyon azalıyor Likidite

Mevduat Büyümesi

Banka gruplarına göre mevduat hacmi ve büyümesi; enflasyondan arındırılmış karşılaştırma.

Nominal ve reel mevduat büyümesi

{"columns":["Period","Nominal (y/y)","Real (CPI-deflated)"],"rows":[["2024-11-08",28.157632712708214,-12.87798686576197],["2024-11-15",27.990840594513354,-12.991372739115569],["2024-11-22",29.024937231648096,-12.288390178533437],["2024-11-29",28.417505084541173,-12.701324705945005],["2024-12-06",26.959366312877584,-12.06336314081371],["2024-12-13",28.237217165503957,-11.178277544917748],["2024-12-20",26.37564694203707,-12.467668233316909],["2024-12-27",27.997350687145705,-11.344417720429501],["2025-01-03",27.120486017225854,-10.550689845860383],["2025-01-10",25.21018473046841,-11.894888075749655],["2025-01-17",27.211000777791327,-10.486998436670437],["2025-01-24",28.367145544392546,-9.673468257146233],["2025-01-31",28.0884553559531,-9.869570757094648],["2025-02-07",29.51636276551255,-6.8551602365256255],["2025-02-14",30.671420632394653,-6.024472301572892],["2025-02-21",31.352261409878146,-5.534829110789696],["2025-02-28",31.32981214149102,-5.550974047707912],["2025-03-07",30.496085357436687,-5.509137073116566],["2025-03-14",31.44324283383424,-4.823310160935145],["2025-03-21",35.287718214152754,-2.039565382749331],["2025-03-28",36.622971117226164,-1.0727225943894525],["2025-04-04",36.14025487519781,-1.241352765743009],["2025-04-11",37.21484785975837,-0.46182323144097204],["2025-04-18",36.693396951712074,-0.8400933200707894],["2025-04-25",36.18774837944323,-1.2069001034059834],["2025-05-02",38.020589175036655,1.9298973013252452],["2025-05-09",37.90367937524064,1.8435579808082636],["2025-05-16",37.05835048380035,1.2192722303607129],["2025-05-23",36.54574198912375,0.840704572227402],["2025-05-30",38.763690681568065,2.478686874663083],["2025-06-13",38.290027484495326,2.3964573426862756],["2025-06-20",37.66264319171453,1.9319124283365907],["2025-06-27",40.643277330449365,4.13891449488355],["2025-07-04",39.325748863112196,4.348631467781994],["2025-07-11",38.47555980925874,3.711878642246047],["2025-07-18",39.344072476697114,4.3623550186455695],["2025-07-25",39.39805369328353,4.402784487869482],["2025-08-01",39.15326826501813,4.660314093734241],["2025-08-08",38.37333625155945,4.0737096214276125],["2025-08-15",38.210687516798835,3.951377836632042],["2025-08-22",36.35470842406989,2.555454066976348],["2025-08-29",36.08946052599118,2.355955135533727],["2025-09-05",38.81771188018816,4.146092028849813],["2025-09-12",39.15178838626914,4.39672836390923],["2025-09-19",39.300099941428314,4.50799708216818],["2025-09-26",39.17321401491893,4.412802649120495],["2025-10-03",40.244011073310546,5.544995059228164],["2025-10-10",39.33824767786869,4.863334627776528],["2025-10-17",42.648399975462034,7.354492754394548],["2025-10-24",40.93214742296549,6.062873484613762],["2025-10-31",40.74643986555415,5.923113482889386],["2025-11-07",39.76431416472619,6.6306429032292336],["2025-11-14",40.67480096036367,7.325282253437759],["2025-11-21",40.51675694864689,7.204705447569393],["2025-11-28",43.29087644489951,9.321169490223102],["2025-12-05",42.792155146945056,9.082910078284968],["2025-12-12",42.7411647857628,9.043957119153712],["2025-12-19",43.624251171431936,9.718571440228786],["2025-12-26",44.10766852360774,10.087867439041954],["2026-01-02",43.874413892435626,10.121797136368693],["2026-01-09",42.68470938291142,9.211194652538612],["2026-01-16",43.59680156009635,9.909312038307583],["2026-01-23",43.945931952969566,10.176537219338488],["2026-01-30",46.08312070771068,11.812346256709683],["2026-02-06",42.62556683144696,8.42942345804616],["2026-02-13",41.381192568662705,7.483402440375597],["2026-02-20",41.13463976856047,7.2959635501333775],["2026-02-27",42.83436355499506,8.588158731512285],["2026-03-06",39.26351345984153,6.416722806804076],["2026-03-13",39.399312680632505,6.520492327457883],["2026-03-27",32.21287793829948,1.0290551595699027],["2026-04-03",34.531801820738536,1.6297135840585009],["2026-04-10",32.991508865791296,0.46612601793478703],["2026-04-17",36.02290608506278,2.756142407996842],["2026-04-24",34.779193215570395,1.8166011174123087],["2026-05-08",35.092596366849804,1.86519113864545],["2026-05-15",35.04817109179585,1.8316927141835526],["2026-05-22",33.14249262733237,0.394735351218789],["2026-06-05",33.37545698114788,0.9627276478571423],["2026-06-12",31.06092264010256,-0.7893315809978318],["2026-06-19",31.477264398201022,-0.4741686531042344],["2026-06-26",30.851096701399673,-0.9481658941631887],["2026-07-03",32.35553943177065,0.4545632963374402],["2026-07-10",30.163409368907402,-1.2092089122086036],["2026-07-17",30.988503955829927,-0.5829826374088132],["2026-07-24",31.59880982979071,-0.1197756548440676],["2026-07-31",32.37176676762614,0.46687944074534915],["2026-08-07",33.27057834805589,1.3449808038982436],["2026-08-14",33.07776004327718,1.1983530362494443],["2026-08-21",35.40194274886521,2.9657667790442988],["2026-08-28",35.40893234474589,2.9710819841640923],["2026-09-04",32.623171395434646,2.228951907083565],["2026-09-11",31.23613447004885,1.1597923503736007],["2026-09-18",31.804511864951724,1.5979105521722214],["2026-09-25",30.867176143396957,0.875390894473016],["2026-10-02",31.076335606960058,null],["2026-10-09",30.91728819315678,null],["2026-10-16",29.281131847498987,null],["2026-10-23",29.366292715383825,null]]}

Banka Grupları

Banka gruplarına göre mevduat hacmi ve büyümesi; enflasyondan arındırılmış karşılaştırma.

Banka gruplarına göre mevduat büyümesi

{"columns":["Period","Sector","State","Domestic","Foreign","Participation","Dev & Inv"],"rows":[["2024-11-08",28.157632712708214,27.87032369118192,32.940839288889464,27.153609830388213,18.217511080600346,null],["2024-11-15",27.990840594513354,25.194915470426004,34.801224961605314,30.856524637804572,16.40326982881497,null],["2024-11-22",29.024937231648096,30.959405519436256,31.630506518707023,26.822355492433235,17.988296233423352,null],["2024-11-29",28.417505084541173,27.587980100042287,34.37959103349657,27.43534037632123,17.671653383641626,null],["2024-12-06",26.959366312877584,26.693083843314835,31.787800150638912,26.135682061295242,16.53474695546635,null],["2024-12-13",28.237217165503957,28.360707652004024,31.07099769913948,29.68609288146029,17.155509575949246,null],["2024-12-20",26.37564694203707,26.908053137197598,28.581304052580634,27.57408904321732,15.692355387406653,null],["2024-12-27",27.997350687145705,30.375796241277463,27.93520098706179,28.494030629325184,17.313383313053077,null],["2025-01-03",27.120486017225854,27.70175192842168,29.394154873343894,27.225098071444375,18.209857247447903,null],["2025-01-10",25.21018473046841,24.345361839360933,26.910652981213467,27.7532875533155,19.10677854813889,null],["2025-01-17",27.211000777791327,29.313113640045096,28.12996755333441,26.01277350059128,18.041264206010066,null],["2025-01-24",28.367145544392546,27.78249060222484,29.57154944049791,31.06810791192256,22.13323698371832,null],["2025-01-31",28.0884553559531,29.259408971082724,29.587850765088476,27.160080117257436,20.836059128621276,null],["2025-02-07",29.51636276551255,30.014362154727394,31.848408551050845,28.663824256593706,22.755023549718967,null],["2025-02-14",30.671420632394653,32.8938005285208,32.81932570516359,27.3352043072,22.04839432205967,null],["2025-02-21",31.352261409878146,33.70245415402407,31.937590283953732,29.00236817218691,24.60652034888511,null],["2025-02-28",31.32981214149102,34.650869648154114,30.351159190190046,30.428077480216565,22.001708793232623,null],["2025-03-07",30.496085357436687,32.01196501429162,31.588009581718456,29.357792841797735,23.49635381068613,null],["2025-03-14",31.44324283383424,34.094749765258236,31.341083353026033,29.737661857219067,23.88641722142637,null],["2025-03-21",35.287718214152754,37.18103699815178,33.172964192041036,36.67578783236858,30.54743208941988,null],["2025-03-28",36.622971117226164,36.93213447251957,34.53721619533001,42.188966430995144,30.155272543423962,null],["2025-04-04",36.14025487519781,37.0088094362504,33.34629367531319,39.64058055995183,33.61511717960353,null],["2025-04-11",37.21484785975837,41.15876840584352,34.05698203519067,35.94883270873894,32.65406092378016,null],["2025-04-18",36.693396951712074,36.62049968213195,35.45577298195972,38.735858565025815,36.45014982513377,null],["2025-04-25",36.18774837944323,35.47880037152436,35.421472311361036,39.02690769140358,35.796454530764365,null],["2025-05-02",38.020589175036655,37.33192820769431,36.85239137001937,40.83416256285908,38.711028255792044,null],["2025-05-09",37.90367937524064,36.343720146351586,35.84053380118854,43.040696738906384,40.382020949646844,null],["2025-05-16",37.05835048380035,36.090517899748285,36.141952291231405,39.324175809148,39.40723077253825,null],["2025-05-23",36.54574198912375,35.54489570985248,36.10169965230461,37.21135658259329,40.93647426374765,null],["2025-05-30",38.763690681568065,40.01430529745118,36.56411465376868,37.96158422886131,41.64550244435539,null],["2025-06-13",38.290027484495326,39.39127246528831,36.88345323707431,35.491889697044975,43.5481170047094,null],["2025-06-20",37.66264319171453,37.602832309104684,37.81222245653784,34.988149380593335,43.09700093893181,null],["2025-06-27",40.643277330449365,42.21461910164565,37.969248145390246,37.88125474967432,47.58266889091829,null],["2025-07-04",39.325748863112196,38.953120988320954,39.45982230975895,36.08542951357008,47.578806174513154,null],["2025-07-11",38.47555980925874,38.89579687801839,37.63257999848331,34.93498375844746,46.66980937662861,null],["2025-07-18",39.344072476697114,41.26054989750523,37.68937921693005,33.76487705726494,47.84713494458903,null],["2025-07-25",39.39805369328353,38.57319145961806,37.94135084247059,38.73030610925383,49.035097148264924,null],["2025-08-01",39.15326826501813,40.1945072047186,36.800006095444935,35.99414023661549,48.60684072680343,null],["2025-08-08",38.37333625155945,38.25509209250599,37.0219843583897,36.43347996146511,47.14238538142297,null],["2025-08-15",38.210687516798835,37.80693378117914,37.40754272765259,36.53364068524043,46.18168608978206,null],["2025-08-22",36.35470842406989,35.58851528846301,35.327207880856925,35.13619584992227,45.52629745723793,null],["2025-08-29",36.08946052599118,35.36418554227716,35.328066666649384,34.2276901564522,45.64716697176963,null],["2025-09-05",38.81771188018816,39.17757421997579,36.3283009601546,37.04218846943013,48.607173864188155,null],["2025-09-12",39.15178838626914,39.83311229449027,37.51271662012805,35.88849002960133,48.13816726807436,null],["2025-09-19",39.300099941428314,40.098461858604686,37.17711207490548,35.95914357594876,49.354759869679384,null],["2025-09-26",39.17321401491893,40.38273691089969,36.69080848645334,34.45554600401704,51.30687775061078,null],["2025-10-03",40.244011073310546,41.37006787555562,36.938779967886795,37.658730186174935,50.723527681300084,null],["2025-10-10",39.33824767786869,40.311986998484706,36.5029856698244,36.39326391300217,49.90480403508932,null],["2025-10-17",42.648399975462034,45.626218736928806,38.81235114231203,36.461997978466364,54.215077003226256,null],["2025-10-24",40.93214742296549,41.861643456805076,38.05640005068811,36.66173384958626,54.66996843830627,null],["2025-10-31",40.74643986555415,41.47222477819943,38.18204043720732,36.0720900716067,55.43596435650906,null],["2025-11-07",39.76431416472619,39.600631918820596,37.958019797215044,36.755973040666866,52.589664186719396,null],["2025-11-14",40.67480096036367,39.70460932179441,38.444353515183295,37.780936407733904,58.42992066086437,null],["2025-11-21",40.51675694864689,39.54620411465852,38.87892376235305,37.28515111037769,57.051748277489,null],["2025-11-28",43.29087644489951,44.27035291508024,38.91614846533733,40.05546731818803,59.32890554000912,null],["2025-12-05",42.792155146945056,44.30948060155566,39.757140537327906,38.084613168979885,55.355760141919475,null],["2025-12-12",42.7411647857628,42.88835253409897,41.8361627867337,36.603370028062486,58.138302009679556,null],["2025-12-19",43.624251171431936,43.96823960824017,41.85681084447297,37.35018437248394,61.0215347671295,null],["2025-12-26",44.10766852360774,43.928080630905455,42.21277882243852,38.66038339488522,62.03789982819457,null],["2026-01-02",43.874413892435626,44.30001321746746,42.18733091660967,37.44253975183363,60.740299517640395,null],["2026-01-09",42.68470938291142,42.56347954251258,41.01819535365341,37.090397258438365,60.1969470900342,null],["2026-01-16",43.59680156009635,43.355430397721385,40.91945218663477,38.88862874269265,62.92650074509789,null],["2026-01-23",43.945931952969566,43.94404953649751,42.582209560867824,36.961032093868916,63.00992176565035,null],["2026-01-30",46.08312070771068,45.26618703121144,44.88305503943828,40.427176102400054,65.46372025136668,null],["2026-02-06",42.62556683144696,40.673640278615444,41.436380259638874,39.42861248257805,61.482468191500296,null],["2026-02-13",41.381192568662705,39.148161633575086,40.56909990407569,39.43871763511162,58.202435471878914,null],["2026-02-20",41.13463976856047,37.89642900520806,40.48313623036199,40.2178720970572,59.45559638855211,null],["2026-02-27",42.83436355499506,39.788466768421074,43.034997147176334,40.1017862984768,62.07042958154019,null],["2026-03-06",39.26351345984153,36.226006845330346,38.809163438307024,37.29393820183793,58.097902887614424,null],["2026-03-13",39.399312680632505,36.51915640963077,39.335347192066706,36.634194073434315,58.71005016007922,null],["2026-03-27",32.21287793829948,33.80010969159557,29.127818288438554,25.135363010046554,50.10329371630002,null],["2026-04-03",34.531801820738536,33.24360843406116,34.45801705531475,29.145549799887817,51.53752367269138,null],["2026-04-10",32.991508865791296,30.905363021002373,31.90098017040157,31.77186076829239,47.88064812904522,null],["2026-04-17",36.02290608506278,35.84963584713259,33.093491842677004,33.766298312584155,49.69279959709149,null],["2026-04-24",34.779193215570395,34.640214778481074,32.55103428932382,32.27139349499699,46.94339858945813,null],["2026-05-08",35.092596366849804,35.65514435763249,31.98158687584547,32.08168877102311,47.815266898648076,null],["2026-05-15",35.04817109179585,34.37208547310904,32.85118636798927,33.45407725716329,47.42072834647255,null],["2026-05-22",33.14249262733237,32.383470835714625,31.209248887851327,33.50705436218833,41.13242093562346,null],["2026-06-05",33.37545698114788,35.27209212354576,29.45631582903787,31.556495226728074,40.29901606680883,null],["2026-06-12",31.06092264010256,29.290056908096407,28.78357526166935,33.160103073391056,40.98616960342356,null],["2026-06-19",31.477264398201022,29.642539151203007,28.14887260115335,37.24829665236644,37.53818251279783,null],["2026-06-26",30.851096701399673,28.79220902929369,28.622394060313503,35.12477862363526,37.43325125567243,null],["2026-07-03",32.35553943177065,28.492598669402923,31.171707491205325,37.199861623559926,42.423286948655516,null],["2026-07-10",30.163409368907402,25.373952000598,29.545256225638393,37.302184014573456,38.38622856456677,null],["2026-07-17",30.988503955829927,28.613157077373973,28.739624212992098,34.97751479483606,39.94297063878918,null],["2026-07-24",31.59880982979071,28.95797796044399,30.394927861965513,34.57307270048102,40.35895294025769,null],["2026-07-31",32.37176676762614,30.910981583966656,30.590707446984734,33.96010172224193,40.552717547434234,null],["2026-08-07",33.27057834805589,31.42809674269438,30.884108236546727,35.53159375305641,43.221493417973946,null],["2026-08-14",33.07776004327718,32.12591485950129,30.4111840031021,33.76274479877279,43.55519087040673,null],["2026-08-21",35.40194274886521,35.122273136072344,31.80068888691048,34.42485103854735,48.63617298261942,null],["2026-08-28",35.40893234474589,36.3320022696221,31.2361366699186,32.79305816668718,48.40689720462959,null],["2026-09-04",32.623171395434646,31.727302242178702,30.98606620711233,31.00047359948772,44.115193832188716,null],["2026-09-11",31.23613447004885,29.53519174068038,29.35918671305768,31.713886212646123,43.15223486465265,null],["2026-09-18",31.804511864951724,30.65412390973874,29.26060212388255,32.22239723999314,42.874280977792644,null],["2026-09-25",30.867176143396957,28.244721850301513,28.743443068808894,35.666688463321194,38.69662702761929,null],["2026-10-02",31.076335606960058,29.052302394814046,28.993222258537664,34.14615408094554,39.2855372821125,null],["2026-10-09",30.91728819315678,27.6249337379602,29.058571720490754,35.790651439004776,40.74142972782604,null],["2026-10-16",29.281131847498987,26.3154847391468,28.02873302533111,33.43470930770549,37.37181128318339,null],["2026-10-23",29.366292715383825,25.31863696240666,28.44286041796169,34.975040258205816,38.380301142922455,-100]]}

Kesikli çizgi: sektör · Ortak ölçek

Para Birimi Dağılımı

Yabancı para mevduatın toplam mevduat içindeki payı.

Toplam mevduatta YP payı

Mevduatın Müşteri Yapısı

Müşteri türü, para cinsi ve tutar dilimlerine göre mevduatın dağılımı.

Müşteri türüne göre mevduatın para cinsi

Yurt içi yerleşikler. Her çubuk ilgili müşteri grubunun para cinsi dağılımını, toplam tutarlar ise grupların büyüklüğünü gösterir.

Grafik verileri: 3 satır, Kategori (2026-09): Gerçek kişiler – Ticari ve diğer kuruluşlar. Türk lirası (milyon TL): başlangıç 9.658.116, son 8.559.760, aralık 1.287.775 – 9.658.116. Yabancı para (milyon TL): başlangıç 2.930.963, son 3.582.948, aralık 256.757 – 3.582.948. Kıymetli madenler (milyon TL): başlangıç 4.029.531, son 451.488, aralık 383 – 4.029.531. Verilerin tamamı aşağıdaki tablodadır.

Kategori (2026-09), Türk lirası (milyon TL), Yabancı para (milyon TL), Kıymetli madenler (milyon TL)
Kategori (2026-09)	Türk lirası (milyon TL)	Yabancı para (milyon TL)	Kıymetli madenler (milyon TL)
Gerçek kişiler	9658116	2930963	4029531
Resmi kuruluşlar	1287775	256757	383
Ticari ve diğer kuruluşlar	8559760	3582948	451488

Türk lirasıYabancı paraKıymetli madenler

Raporlama dönemi: Eyl 2026

Kaynak: BDDK aylık bülten, vade dağılımına göre mevduat. Yabancı para ve kıymetli madenler TL karşılıklarıyla gösterilir.

Tutar dilimlerine göre mevduat dağılımı

Yurt içi yerleşikler, tüm para cinsleri. Paylar her dilimdeki mevduat tutarını gösterir; mudi sayısını veya kişilerin servetini ölçmez.

Grafik verileri: 3 satır, Kategori (2026-09): Gerçek kişiler – Ticari ve diğer kuruluşlar. 10 bin TL ve altı (milyon TL): başlangıç 135.110, son 11.318, aralık 124 – 135.110. 10–50 bin TL (milyon TL): başlangıç 439.830, son 37.760, aralık 473 – 439.830. 50–250 bin TL (milyon TL): başlangıç 1.224.491, son 121.294, aralık 2.306 – 1.224.491. 250 bin–1 milyon TL (milyon TL): başlangıç 2.665.749, son 262.706, aralık 6.282 – 2.665.749. 1 milyon TL üzeri (milyon TL): başlangıç 12.153.431, son 12.161.120, aralık 1.535.732 – 12.161.120. Verilerin tamamı aşağıdaki tablodadır.

Kategori (2026-09), 10 bin TL ve altı (milyon TL), 10–50 bin TL (milyon TL), 50–250 bin TL (milyon TL), 250 bin–1 milyon TL (milyon TL), 1 milyon TL üzeri (milyon TL)
Kategori (2026-09)	10 bin TL ve altı (milyon TL)	10–50 bin TL (milyon TL)	50–250 bin TL (milyon TL)	250 bin–1 milyon TL (milyon TL)	1 milyon TL üzeri (milyon TL)
Gerçek kişiler	135110	439830	1224491	2665749	12153431
Resmi kuruluşlar	124	473	2306	6282	1535732
Ticari ve diğer kuruluşlar	11318	37760	121294	262706	12161120

10 bin TL ve altı10–50 bin TL50–250 bin TL250 bin–1 milyon TL1 milyon TL üzeri

Raporlama dönemi: Eyl 2026

Kaynak: BDDK aylık bülten, tutar dilimlerine göre mevduat. Mudi sayıları kullanılmaz; farklı bankalardaki kayıtlar tekil kişileri belirlemez.

Vade Yapısı

haftalık vadesiz payı · aylık vade dağılımı

Vadesiz payı

35.2%

−1.2 yüzde puan 52 haftada — fonlama vadesi uzamış

Toplam mevduatta vadesiz payı

Kredi / Mevduat

TL ve yabancı para krediler ile mevduatı kapsayan, kalkınma ve yatırım bankaları hariç yayımlanmış aylık oran.

Aylık fonlama yapısı

AylıkyapısalEyl 2026 itibarıylaBDDK aylık finansal rasyolar tablosu (Tablo 15), sektör toplamı — kalkınma ve yatırım bankaları hariç, TL+YP

Kredi / mevduat — TL+YP, kalkınma ve yatırım hariç

85.2%

%100 eşiğinin altında. Bu, BDDK'nın tüm para birimlerini kapsayan, kalkınma ve yatırım bankaları hariç aylık sektör oranıdır. Yalnızca TL portföyünü gösteren haftalık kamu–özel karşılaştırması şu sayfada: /liquidity

Kredi / mevduat — TL+YP, tüm bankalar

91.7%

aynı Tablo 15 satırı; kalkınma ve yatırım bankaları dahil — bu bankaların proje finansmanı kredilerinin mevduat karşılığı yoktur.

Ölçüt	16 Eki	23 Eki	Δ
Mevduat büyümesi, 52 hafta	29.3%	29.4%	+0.1 yüzde puan
4 haftalık mevduat büyümesi, yıllıklandırılmışdört haftalık veriden yıllıklandırılır; kısa pencere nedeniyle oynaktır	24.6%	7.3%	−17.3 yüzde puan
TL mevduat büyümesi, 52 hafta	33.7%	32.8%	−0.9 yüzde puan
YP payıdolarizasyon göstergesi	38.10%	37.99%	−0.11 yüzde puan
Vadesiz payımaliyeti düşük, faiz hareketlerine duyarlı	35.57%	35.21%	−0.36 yüzde puan
Toplam mevduattutar, ₺ trilyon	₺33.11	₺32.85	−0.26 trilyon

Dönem, Vadesiz, 1 aya kadar, 1–3 ay, 3–6 ay, 6–12 ay, 12 aydan uzun
Dönem	Vadesiz	1 aya kadar	1–3 ay	3–6 ay	6–12 ay	12 aydan uzun
Eyl 2023	4608085	1683209	3580614	2460306	454218	519110
Eki 2023	4740433	1822346	3829099	2329966	563591	561796
Kas 2023	4756437	1752677	4102369	2091194	812909	614450
Ara 2023	4937406	2028336	4139410	2120557	972392	652948
Oca 2024	5067800	1934654	4073180	1928219	1265424	677343
Şub 2024	5310987	1711636	4080299	1850019	1483370	702556
Mar 2024	5693482	1663101	4057844	1793820	1543751	718820
Nis 2024	5565018	1714894	4279010	1798324	1579716	704468
May 2024	5456520	1754937	4412173	1994290	1594692	707216
Haz 2024	5665909	1948519	4330033	2312778	1513066	694263
Tem 2024	5687285	2061088	4599957	2686590	1240142	665662
Ağu 2024	6039706	2065802	4984767	2689322	1021417	656794
Eyl 2024	6296959	2248115	5201946	2530098	916694	638685
Eki 2024	6230257	2270916	5896538	2352518	760980	591679
Kas 2024	6145183	2278059	6340834	2309600	553524	546412
Ara 2024	6395008	2620083	6460818	2413546	493723	519124
Oca 2025	6405267	2475283	6690456	2491835	486367	496495
Şub 2025	6778888	2602286	7003739	2444636	508924	460584
Mar 2025	7353324	3040536	7353991	2396790	541970	457403
Nis 2025	7633185	3060815	7730238	2106897	558676	435119
May 2025	7683819	3172527	8386606	1899690	544403	411468
Haz 2025	8148887	3294773	8723801	1798163	541880	404971
Tem 2025	8111460	3422939	9196373	1809347	542511	405239
Ağu 2025	8317432	3709167	9199694	1830911	529506	412748
Eyl 2025	8942791	3986462	9190499	1769867	549419	407143
Eki 2025	9270316	4108302	9458238	1552337	565144	409567
Kas 2025	9485381	4554096	9572839	1457290	568162	429218
Ara 2025	10193215	4993038	9466967	1550262	546064	473645
Oca 2026	10857692	4676125	9528065	1702497	561886	499984
Şub 2026	11157598	4814593	9362665	1866460	548086	542785
Mar 2026	10800476	5291717	9392751	1696909	525023	551434
Nis 2026	11031409	5154760	10320988	1582375	518890	551937
May 2026	11155005	5253011	10665294	1517796	506459	546041
Haz 2026	10937827	5252593	10990948	1840918	479323	600469
Tem 2026	11185042	5345730	11325276	1973161	468299	619656
Ağu 2026	11658796	5798805	11477174	2092442	493166	629453
Eyl 2026	11844501	6209025	11397590	2140531	503974	664943

Dönem, Vadesiz, 1 aya kadar, 1–3 ay, 3–6 ay, 6–12 ay, 12 aydan uzun

Dönem

Vadesiz

1 aya kadar

1–3 ay

3–6 ay

6–12 ay

12 aydan uzun

Eyl 2023

4608085

1683209

3580614

2460306

454218

519110

Eki 2023

4740433

1822346

3829099

2329966

563591

561796

Kas 2023

4756437

1752677

4102369

2091194

812909

614450

Ara 2023

4937406

2028336

4139410

2120557

972392

652948

Oca 2024

5067800

1934654

4073180

1928219

1265424

677343

Şub 2024

5310987

1711636

4080299

1850019

1483370

702556

Mar 2024

5693482

1663101

4057844

1793820

1543751

718820

Nis 2024

5565018

1714894

4279010

1798324

1579716

704468

May 2024

5456520

1754937

4412173

1994290

1594692

707216

Haz 2024

5665909

1948519

4330033

2312778

1513066

694263

Tem 2024

5687285

2061088

4599957

2686590

1240142

665662

Ağu 2024

6039706

2065802

4984767

2689322

1021417

656794

Eyl 2024

6296959

2248115

5201946

2530098

916694

638685

Eki 2024

6230257

2270916

5896538

2352518

760980

591679

Kas 2024

6145183

2278059

6340834

2309600

553524

546412

Ara 2024

6395008

2620083

6460818

2413546

493723

519124

Oca 2025

6405267

2475283

6690456

2491835

486367

496495

Şub 2025

6778888

2602286

7003739

2444636

508924

460584

Mar 2025

7353324

3040536

7353991

2396790

541970

457403

Nis 2025

7633185

3060815

7730238

2106897

558676

435119

May 2025

7683819

3172527

8386606

1899690

544403

411468

Haz 2025

8148887

3294773

8723801

1798163

541880

404971

Tem 2025

8111460

3422939

9196373

1809347

542511

405239

Ağu 2025

8317432

3709167

9199694

1830911

529506

412748

Eyl 2025

8942791

3986462

9190499

1769867

549419

407143

Eki 2025

9270316

4108302

9458238

1552337

565144

409567

Kas 2025

9485381

4554096

9572839

1457290

568162

429218

Ara 2025

10193215

4993038

9466967

1550262

546064

473645

Oca 2026

10857692

4676125

9528065

1702497

561886

499984

Şub 2026

11157598

4814593

9362665

1866460

548086

542785

Mar 2026

10800476

5291717

9392751

1696909

525023

551434

Nis 2026

11031409

5154760

10320988

1582375

518890

551937

May 2026

11155005

5253011

10665294

1517796

506459

546041

Haz 2026

10937827

5252593

10990948

1840918

479323

600469

Tem 2026

11185042

5345730

11325276

1973161

468299

619656

Ağu 2026

11658796

5798805

11477174

2092442

493166

629453

Eyl 2026

11844501

6209025

11397590

2140531

503974

664943

Kategori (2026-09), Vadesiz (milyon TL), 1 aya kadar (milyon TL), 1–3 ay (milyon TL), 3–6 ay (milyon TL), 6–12 ay (milyon TL), 12 aydan uzun (milyon TL)
Kategori (2026-09)	Vadesiz (milyon TL)	1 aya kadar (milyon TL)	1–3 ay (milyon TL)	3–6 ay (milyon TL)	6–12 ay (milyon TL)	12 aydan uzun (milyon TL)
Türk lirası	3298512	4942866	8808470	1781210	293456	381137
Yabancı para	3712317	1073524	1689711	163005	60513	71599
Kıymetli madenler	3908142	71064	362410	42381	70961	26443

Dönem, Vadesiz, 1 aya kadar, 1–3 ay, 3–6 ay, 6–12 ay, 12 aydan uzun
Dönem	Vadesiz	1 aya kadar	1–3 ay	3–6 ay	6–12 ay	12 aydan uzun
Eyl 2023	4608085	1683209	3580614	2460306	454218	519110
Eki 2023	4740433	1822346	3829099	2329966	563591	561796
Kas 2023	4756437	1752677	4102369	2091194	812909	614450
Ara 2023	4937406	2028336	4139410	2120557	972392	652948
Oca 2024	5067800	1934654	4073180	1928219	1265424	677343
Şub 2024	5310987	1711636	4080299	1850019	1483370	702556
Mar 2024	5693482	1663101	4057844	1793820	1543751	718820
Nis 2024	5565018	1714894	4279010	1798324	1579716	704468
May 2024	5456520	1754937	4412173	1994290	1594692	707216
Haz 2024	5665909	1948519	4330033	2312778	1513066	694263
Tem 2024	5687285	2061088	4599957	2686590	1240142	665662
Ağu 2024	6039706	2065802	4984767	2689322	1021417	656794
Eyl 2024	6296959	2248115	5201946	2530098	916694	638685
Eki 2024	6230257	2270916	5896538	2352518	760980	591679
Kas 2024	6145183	2278059	6340834	2309600	553524	546412
Ara 2024	6395008	2620083	6460818	2413546	493723	519124
Oca 2025	6405267	2475283	6690456	2491835	486367	496495
Şub 2025	6778888	2602286	7003739	2444636	508924	460584
Mar 2025	7353324	3040536	7353991	2396790	541970	457403
Nis 2025	7633185	3060815	7730238	2106897	558676	435119
May 2025	7683819	3172527	8386606	1899690	544403	411468
Haz 2025	8148887	3294773	8723801	1798163	541880	404971
Tem 2025	8111460	3422939	9196373	1809347	542511	405239
Ağu 2025	8317432	3709167	9199694	1830911	529506	412748
Eyl 2025	8942791	3986462	9190499	1769867	549419	407143
Eki 2025	9270316	4108302	9458238	1552337	565144	409567
Kas 2025	9485381	4554096	9572839	1457290	568162	429218
Ara 2025	10193215	4993038	9466967	1550262	546064	473645
Oca 2026	10857692	4676125	9528065	1702497	561886	499984
Şub 2026	11157598	4814593	9362665	1866460	548086	542785
Mar 2026	10800476	5291717	9392751	1696909	525023	551434
Nis 2026	11031409	5154760	10320988	1582375	518890	551937
May 2026	11155005	5253011	10665294	1517796	506459	546041
Haz 2026	10937827	5252593	10990948	1840918	479323	600469
Tem 2026	11185042	5345730	11325276	1973161	468299	619656
Ağu 2026	11658796	5798805	11477174	2092442	493166	629453
Eyl 2026	11844501	6209025	11397590	2140531	503974	664943

Dönem, Vadesiz, 1 aya kadar, 1–3 ay, 3–6 ay, 6–12 ay, 12 aydan uzun

Dönem

Vadesiz

1 aya kadar

1–3 ay

3–6 ay

6–12 ay

12 aydan uzun

Eyl 2023

4608085

1683209

3580614

2460306

454218

519110

Eki 2023

4740433

1822346

3829099

2329966

563591

561796

Kas 2023

4756437

1752677

4102369

2091194

812909

614450

Ara 2023

4937406

2028336

4139410

2120557

972392

652948

Oca 2024

5067800

1934654

4073180

1928219

1265424

677343

Şub 2024

5310987

1711636

4080299

1850019

1483370

702556

Mar 2024

5693482

1663101

4057844

1793820

1543751

718820

Nis 2024

5565018

1714894

4279010

1798324

1579716

704468

May 2024

5456520

1754937

4412173

1994290

1594692

707216

Haz 2024

5665909

1948519

4330033

2312778

1513066

694263

Tem 2024

5687285

2061088

4599957

2686590

1240142

665662

Ağu 2024

6039706

2065802

4984767

2689322

1021417

656794

Eyl 2024

6296959

2248115

5201946

2530098

916694

638685

Eki 2024

6230257

2270916

5896538

2352518

760980

591679

Kas 2024

6145183

2278059

6340834

2309600

553524

546412

Ara 2024

6395008

2620083

6460818

2413546

493723

519124

Oca 2025

6405267

2475283

6690456

2491835

486367

496495

Şub 2025

6778888

2602286

7003739

2444636

508924

460584

Mar 2025

7353324

3040536

7353991

2396790

541970

457403

Nis 2025

7633185

3060815

7730238

2106897

558676

435119

May 2025

7683819

3172527

8386606

1899690

544403

411468

Haz 2025

8148887

3294773

8723801

1798163

541880

404971

Tem 2025

8111460

3422939

9196373

1809347

542511

405239

Ağu 2025

8317432

3709167

9199694

1830911

529506

412748

Eyl 2025

8942791

3986462

9190499

1769867

549419

407143

Eki 2025

9270316

4108302

9458238

1552337

565144

409567

Kas 2025

9485381

4554096

9572839

1457290

568162

429218

Ara 2025

10193215

4993038

9466967

1550262

546064

473645

Oca 2026

10857692

4676125

9528065

1702497

561886

499984

Şub 2026

11157598

4814593

9362665

1866460

548086

542785

Mar 2026

10800476

5291717

9392751

1696909

525023

551434

Nis 2026

11031409

5154760

10320988

1582375

518890

551937

May 2026

11155005

5253011

10665294

1517796

506459

546041

Haz 2026

10937827

5252593

10990948

1840918

479323

600469

Tem 2026

11185042

5345730

11325276

1973161

468299

619656

Ağu 2026

11658796

5798805

11477174

2092442

493166

629453

Eyl 2026

11844501

6209025

11397590

2140531

503974

664943

Kategori (2026-09), Vadesiz (milyon TL), Vadeli · en çok 3 ay (milyon TL), Vadeli · 3 aydan uzun (milyon TL)
Kategori (2026-09)	Vadesiz (milyon TL)	Vadeli · en çok 3 ay (milyon TL)	Vadeli · 3 aydan uzun (milyon TL)
Gerçek kişiler · Türk lirası	1634720	7036914	986481
Gerçek kişiler · Yabancı para	1841650	885387	203927
Gerçek kişiler · Kıymetli madenler	3537155	363700	128677
Resmi kuruluşlar · Türk lirası	499432	750709	37634
Resmi kuruluşlar · Yabancı para	88645	167299	813
Resmi kuruluşlar · Kıymetli madenler	59	121	203
Ticari ve diğer kuruluşlar · Türk lirası	1164360	5963713	1431688
Ticari ve diğer kuruluşlar · Yabancı para	1782022	1710549	90377
Ticari ve diğer kuruluşlar · Kıymetli madenler	370928	69653	10906

Dönem, Sektör, Kamu, Yerli Özel, Yabancı, Katılım, Kalkınma ve Yatırım
Dönem	Sektör	Kamu	Yerli Özel	Yabancı	Katılım
Eyl 2023	77.169205	78.411036	74.373749	77.977696	69.931931
Eki 2023	76.036779	76.06043	74.284812	77.915923	69.26517
Kas 2023	76.653478	75.243599	76.979733	78.911655	69.784188
Ara 2023	75.201336	72.823889	76.344157	78.37306	68.005669
Oca 2024	76.362749	73.924221	77.589382	79.488631	70.488786
Şub 2024	78.074525	75.033501	80.095788	81.405033	70.223589
Mar 2024	79.803737	77.316631	80.203707	83.794776	72.823925
Nis 2024	80.255821	77.069439	81.304867	84.934708	72.756157
May 2024	81.05067	77.40821	83.341729	84.996437	73.541491
Haz 2024	80.234616	75.181442	84.546979	84.591493	73.586487
Tem 2024	79.514018	74.033067	83.954646	84.61059	74.461685
Ağu 2024	79.783751	74.251515	83.601644	85.68397	75.420255
Eyl 2024	80.215715	74.710738	83.982876	86.092043	74.591991
Eki 2024	79.842942	74.934928	83.320087	84.862847	74.921739
Kas 2024	81.304856	75.909788	84.050115	88.150742	77.122706
Ara 2024	81.143219	75.111956	85.25219	87.830842	75.219753
Oca 2025	82.29688	76.7834	85.852931	88.505675	76.739213
Şub 2025	81.557345	75.435033	85.679273	88.515314	77.918039
Mar 2025	79.837945	76.551166	81.727315	83.534382	78.252791
Nis 2025	81.887159	77.309279	83.473833	88.512241	77.628798
May 2025	82.30023	77.660813	83.812766	89.137923	78.222484
Haz 2025	81.864178	76.793427	83.828052	89.09112	78.076157
Tem 2025	81.987263	76.525867	84.503153	89.433366	78.592569
Ağu 2025	82.504601	77.160331	84.837411	89.87614	78.156967
Eyl 2025	82.096541	76.442736	84.835974	89.691355	77.40215
Eki 2025	81.812126	76.138829	84.954071	88.995333	75.913539
Kas 2025	81.857375	75.204287	86.093103	89.814339	76.335285
Ara 2025	81.822954	75.587689	85.618801	89.507064	75.384922
Oca 2026	81.845915	76.268697	85.140504	88.593098	73.637619
Şub 2026	82.468287	77.102785	85.817228	88.716123	74.886648
Mar 2026	84.88787	80.882013	87.256083	89.419718	74.550332
Nis 2026	84.45542	79.879781	87.753168	89.128106	76.138739
May 2026	84.758984	80.539219	87.079039	89.75662	77.771122
Haz 2026	85.996093	82.128649	88.567179	90.017369	79.061434
Tem 2026	85.879761	81.015512	88.520742	91.894209	80.662223
Ağu 2026	84.813134	80.16736	87.508089	90.413699	75.354985
Eyl 2026	85.194181	81.193508	86.876656	90.668273	77.960527

Dönem, Sektör, Kamu, Yerli Özel, Yabancı, Katılım, Kalkınma ve Yatırım

Dönem

Sektör

Kamu

Yerli Özel

Yabancı

Katılım

Kalkınma ve Yatırım

Eyl 2023

77.169205

78.411036

74.373749

77.977696

69.931931

Eki 2023

76.036779

76.06043

74.284812

77.915923

69.26517

Kas 2023

76.653478

75.243599

76.979733

78.911655

69.784188

Ara 2023

75.201336

72.823889

76.344157

78.37306

68.005669

Oca 2024

76.362749

73.924221

77.589382

79.488631

70.488786

Şub 2024

78.074525

75.033501

80.095788

81.405033

70.223589

Mar 2024

79.803737

77.316631

80.203707

83.794776

72.823925

Nis 2024

80.255821

77.069439

81.304867

84.934708

72.756157

May 2024

81.05067

77.40821

83.341729

84.996437

73.541491

Haz 2024

80.234616

75.181442

84.546979

84.591493

73.586487

Tem 2024

79.514018

74.033067

83.954646

84.61059

74.461685

Ağu 2024

79.783751

74.251515

83.601644

85.68397

75.420255

Eyl 2024

80.215715

74.710738

83.982876

86.092043

74.591991

Eki 2024

79.842942

74.934928

83.320087

84.862847

74.921739

Kas 2024

81.304856

75.909788

84.050115

88.150742

77.122706

Ara 2024

81.143219

75.111956

85.25219

87.830842

75.219753

Oca 2025

82.29688

76.7834

85.852931

88.505675

76.739213

Şub 2025

81.557345

75.435033

85.679273

88.515314

77.918039

Mar 2025

79.837945

76.551166

81.727315

83.534382

78.252791

Nis 2025

81.887159

77.309279

83.473833

88.512241

77.628798

May 2025

82.30023

77.660813

83.812766

89.137923

78.222484

Haz 2025

81.864178

76.793427

83.828052

89.09112

78.076157

Tem 2025

81.987263

76.525867

84.503153

89.433366

78.592569

Ağu 2025

82.504601

77.160331

84.837411

89.87614

78.156967

Eyl 2025

82.096541

76.442736

84.835974

89.691355

77.40215

Eki 2025

81.812126

76.138829

84.954071

88.995333

75.913539

Kas 2025

81.857375

75.204287

86.093103

89.814339

76.335285

Ara 2025

81.822954

75.587689

85.618801

89.507064

75.384922

Oca 2026

81.845915

76.268697

85.140504

88.593098

73.637619

Şub 2026

82.468287

77.102785

85.817228

88.716123

74.886648

Mar 2026

84.88787

80.882013

87.256083

89.419718

74.550332

Nis 2026

84.45542

79.879781

87.753168

89.128106

76.138739

May 2026

84.758984

80.539219

87.079039

89.75662

77.771122

Haz 2026

85.996093

82.128649

88.567179

90.017369

79.061434

Tem 2026

85.879761

81.015512

88.520742

91.894209

80.662223

Ağu 2026

84.813134

80.16736

87.508089

90.413699

75.354985

Eyl 2026

85.194181

81.193508

86.876656

90.668273

77.960527

Son	38.0%
Δ 52w	−1.6%
En yüksek	43.8%	Mar 2024
En düşük	34.6%	Ara 2024

Yabancı	91%	+1%
Yerli Özel	87%	+2%
Sektör	85%	+3%
Kamu	81%	+5%
Katılım	78%	+1%

Mevduat

Temel Göstergeler

Mevduat Büyümesi

Banka Grupları

Para Birimi Dağılımı

Mevduatın Müşteri Yapısı

Vade Yapısı

Kredi / Mevduat

Aylık fonlama yapısı

Dönemsel Değişimler

Mevduat tutarı

Banka Karşılaştırmaları

Mevduat büyümesi, 52 hafta — 23 Eki

Kredi / mevduat — TL+YP, kalkınma ve yatırım hariç — aylık

Değerlendirme · 23 Eki 2026

Mevduat Yapısı ve Fonlama

Son · Eyl 2026 · Δ 12 ay

1	Katılım	38.4%
2	Yabancı	35.0%
3	Yerli Özel	28.4%
4	Kamu	25.3%
5	Kalkınma ve Yatırım	-100.0%