Compare

Record Q1 2026 · 37 of 37 banks reportingevery figure computed from source series

The matchup

pick up to four · the peer frame sets every axis, median and rank below

State 4

Private · Domestic 7

Private · Foreign 12

Participation 9

Dev & Inv 5

The peer frame

who the picks are measured against

In the matchup

4 of 37

Akbank · Garanti BBVA · İş Bankası · Yapı Kredi

Median ROE (TTM)

27.7%

highest: Emlak Katılım 48.9%

Median NPL

2.50%

cleanest: Arap Türk Bankası 0.01%

Median NIM

5.19%

TTM net interest ÷ avg assets

Median cost of risk

2.13%

lowest: Türk Eximbank 0.10%

Concentration (HHI)

884

Ziraat Bankası holds 18.1% of the frame’s assets

Across 15 directional metrics, Garanti BBVA takes 7 and Akbank 3. The set splits widest on Provision intensity — 1.51pp between Akbank and Yapı Kredi, which is 21% of the entire range across the frame.

The scorecard

each metric on its own value axis — every peer a tick, the median marked, your picks as dots

Metric

Where they sit in the frame

AKBNK

Akbank

GARAN

Garanti BBVA

ISCTR

İş Bankası

YKBNK

Yapı Kredi

Set spread

Scale1 metric

Total assets

Σ balance-sheet asset romans I.–X. · log axis

median ₺307 bn

₺5 bn

₺8,712 bn

₺3,420 bn

6/37

₺4,017 bn

5/37

₺4,936 bn

3/37

₺3,402 bn

7/37

₺1,533 bn

Asset quality5 metrics

NPL ratio↓

stage-3 ÷ total loans (audited)

median 2.50%

0.01%

7.80%·›1

3.80%

28/37

3.69%

27/37

3.46%

26/37

4.06%

30/37

0.60pp

Stage-2 share↓

stage-2 ÷ total loans

median 7.72%

0.03%

19.70%

8.40%

24/37

12.38%

35/37

12.05%

33/37

11.99%

32/37

3.98pp

NPL coverage↑

stage-3 coverage, as filed

median 66.3%

‹4·36.9%

97.8%·›3

65.6%

21/37

62.9%

23/37

61.0%

26/37

61.8%

25/37

4.6pp

Provision intensity

total ECL ÷ total loans

median 2.53%

0.00%

7.12%

4.01%

9/37

3.54%

12/37

3.85%

10/37

2.51%

20/37

1.51pp

Cost of risk (TTM)↓

|TTM ECL flow| ÷ avg gross loans

median 2.13%

0.10%

5.23%·›2

2.60%

22/35

3.96%

32/35

2.93%

26/35

3.48%

29/35

1.36pp

Returns4 metrics

ROE (TTM)↑

TTM net income ÷ 5-quarter avg equity

median 27.7%

‹3·-0.6%

48.9%

23.0%

25/35

29.3%

15/35

19.7%

28/35

23.4%

22/35

9.6pp

ROA (TTM)↑

TTM net income ÷ 5-quarter avg assets

median 2.17%

‹1·-2.21%

6.51%

2.05%

19/35

3.37%

14/35

1.76%

22/35

1.87%

20/35

1.61pp

NIM (TTM)↑

TTM net interest ÷ 5-quarter avg total assets · not swap-adjusted

median 5.19%

‹1·-1.74%

11.68%

4.05%

24/35

5.55%

17/35

2.82%

30/35

5.75%

14/35

2.93pp

PPOP / assets (TTM)↑

TTM (gross op. profit − opex) ÷ avg assets

median 3.95%

‹1·-2.42%

9.27%

3.67%

20/35

5.91%

9/35

2.24%

28/35

3.79%

19/35

3.67pp

Margin engine4 metrics

Loan yield (TTM)

TTM interest on loans (1.1) ÷ avg gross loans

median 26.3%

‹3·10.8%

40.1%·›1

25.8%

19/35

26.7%

15/35

24.4%

23/35

25.6%

20/35

2.3pp

Deposit cost (TTM)

TTM interest on deposits (2.1) ÷ avg deposits

median 19.7%

‹3·5.4%

32.9%

23.0%

9/30

20.4%

14/30

18.9%

17/30

18.6%

18/30

4.4pp

Loan–deposit spread↑

loan yield − deposit cost

median 6.1%

-9.3%

26.4%·›1

2.8%

23/30

6.3%

15/30

5.5%

18/30

7.1%

13/30

4.3pp

Cost / Income (TTM)↓

|TTM opex| ÷ |TTM BRSA gross operating profit, incl. other income|

median 45.3%

10.1%

91.6%·›3

50.9%

20/35

45.2%

17/35

64.2%

28/35

52.8%

23/35

19.0pp

Capital & liquidity3 metrics

CET1 ratio (§4)↑

audited §4, as filed

median 12.1%

6.9%

23.2%·›4

11.7%

22/36

14.1%

15/36

11.7%

21/36

10.8%

25/36

3.3pp

CAR (§4)↑

audited §4, as filed

median 17.1%

12.3%

30.0%·›5

17.1%

19/37

18.8%

16/37

15.2%

30/37

15.6%

23/37

3.6pp

LCR (§4)↑

audited §4, total LCR

median 167%

93%

432%·›2

133%

29/34

145%

21/34

129%

30/34

134%

27/34

16pp

Market risk2 metrics

FX net open pos. / capital↓

|net open FX position| ÷ regulatory capital

median 3.0%

0.1%

12.9%·›2

4.8%

24/37

6.4%

31/37

0.2%

3/37

1.9%

15/37

6.2pp

Repricing gap ≤1y / assets↓

|Σ gap in the ≤1y buckets| ÷ rate-sensitive assets

median 8.8%

0.8%

33.4%·›2

3.3%

9/28

10.4%

16/28

2.1%

4/28

4.9%

13/28

8.3pp

Axis runs the peer frame’s range, clipped to the Tukey whiskers (q₁/q₃ ± 1.5 × IQR) where a lone freak value would otherwise flatten the field — clipped peers are counted at the edge (‹3), and a pick is never clipped out of view. Shaded band is the interquartile range. Assets use a log axis. Ranks are the same percentile rule the grid below colours by.

In depth

carried over from the current page — restyled, not removed

All banks · 37 banks

Your picks are pinned to the top; the rest keep their type order. Click a metric to rank every bank by it.

Worse

BetterLow

HighNo data

Bank

Akbank

AKBNKPrivate · Domestic

3.80%

8.40%

65.6%

4.01%

2.60%

Garanti BBVA

GARANPrivate · Foreign

3.69%

12.38%

62.9%

3.54%

3.96%

İş Bankası

ISCTRPrivate · Domestic

3.46%

12.05%

61.0%

3.85%

2.93%

Yapı Kredi

YKBNKPrivate · Domestic

4.06%

11.99%

61.8%

2.51%

3.48%

Ziraat Bankası

ZIRAATState

1.73%

7.72%

60.0%

2.53%

2.09%

VakıfBank

VAKBNState

3.12%

9.87%

63.3%

3.50%

2.68%

Halkbank

HALKBState

4.21%

8.64%

49.7%

3.17%

2.13%

Ziraat Dinamik

ZIRAATDState

0.01%

0.36%

19.2%

0.00%

—

Fibabanka

FIBAPrivate · Domestic

4.48%

7.23%

67.6%

4.17%

6.90%

Şekerbank

SKBNKPrivate · Domestic

1.33%

2.57%

48.3%

1.17%

0.67%

Anadolubank

ANADOLUPrivate · Domestic

3.10%

2.51%

68.7%

2.79%

2.61%

Colendi Bank

COLENDIPrivate · Domestic

2.50%

0.03%

20.0%

0.50%

—

QNB

QNBFBPrivate · Foreign

4.00%

11.61%

74.9%

5.18%

3.54%

Denizbank

DENIZPrivate · Foreign

5.45%

10.41%

62.4%

5.29%

3.23%

TEB

TEBPrivate · Foreign

2.67%

11.13%

71.4%

3.07%

2.06%

HSBC Türkiye

HSBCPrivate · Foreign

0.12%

16.98%

93.7%

4.83%

1.95%

Enpara Bank

ENPARAPrivate · Foreign

6.67%

10.55%

76.6%

7.12%

4.82%

ING Türkiye

INGPrivate · Foreign

1.34%

12.26%

71.1%

1.48%

1.27%

Burgan Bank

BURGANPrivate · Foreign

1.14%

11.95%

66.3%

1.42%

0.62%

Odea Bank

ODEAPrivate · Foreign

2.03%

19.70%

85.6%

2.08%

1.41%

Alternatifbank

ALNTFPrivate · Foreign

0.89%

8.25%

59.7%

1.23%

1.46%

ICBC Turkey

ICBCTPrivate · Foreign

0.06%

2.88%

86.8%

0.31%

0.16%

Arap Türk Bankası

ATBANKPrivate · Foreign

0.01%

3.00%

0.0%

0.02%

0.65%

Kuveyt Türk

KUVEYTParticipation

3.07%

8.22%

71.7%

3.56%

2.81%

Vakıf Katılım

VAKIFKParticipation

4.48%

5.52%

71.3%

4.29%

3.48%

Ziraat Katılım

ZIRAATKParticipation

4.50%

8.21%

44.9%

2.90%

2.98%

Albaraka Türk

ALBRKParticipation

2.05%

6.06%

76.1%

2.83%

2.36%

Türkiye Finans

TFKBParticipation

1.31%

5.34%

69.6%

1.81%

1.54%

Emlak Katılım

EMLAKParticipation

1.64%

1.76%

65.6%

2.23%

2.32%

Dünya Katılım

DUNYAKParticipation

0.98%

1.12%

100.0%

1.45%

2.01%

Hayat Finans

HAYATKParticipation

2.99%

2.00%

23.2%

0.88%

1.60%

T.O.M. Katılım

TOMKParticipation

11.27%

7.73%

41.5%

4.67%

20.65%

Türk Eximbank

EXIMDev & Inv

0.11%

0.52%

100.0%

0.11%

0.10%

TSKB

TSKBDev & Inv

2.23%

6.27%

74.1%

4.18%

1.87%

Kalkınma ve Yatırım Bk.

KLNMADev & Inv

0.53%

4.85%

82.1%

1.16%

0.26%

Aktif Yatırım Bankası

AKTIFDev & Inv

2.57%

5.74%

50.3%

1.94%

2.52%

Pasha Yatırım

PASHADev & Inv

0.13%

2.44%

100.0%

0.23%

0.70%

Market share & concentration

asset league · Q1 2026 · share of the 37 banks reporting

Assets HHI

884

unconcentrated

Loans HHI

875

unconcentrated

Deposits HHI

961

unconcentrated

#	Bank	Assets share	Loans share	Δ loans y/y	Deposits share	Δ deposits y/y	Δ rank q/q
1	Ziraat Bankası	18.07%